Tag Archives: credit

Repair your Credit Score after Bankruptcy

One of the best things about getting a fresh start by declaring bankruptcy is that it allows you a chance to rebuild your credit score.  The first step in re-building your credit is to eliminate debt.  With less debt, meeting … Continue reading

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SB 94 and its interferance with the practice

CA SB 94 on Lawyers & Loan Modifications Passes Assembly… 62-10 The California Assembly has passed Senate Bill 94, a bill that seeks to protect homeowners from loan modification scammers, but could end up having the unintended consequence of eliminating … Continue reading

Posted in 2923.5, 2923.6, 2924, bankruptcy, Cramdown, eviction, FCRA, Foreclosure, I Have a Plan, Lender Class action, lis pendence, Loan Audit, mortgage meltdown, Mortgage modification, pedatory lending, Predatory Lending, Real Estate Settlement Procedures Act, respa, stop foreclosure, tila, truth in lending, United First, usury | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 4 Comments

Don't get HAMP ED out of your home!

By Walter Hackett, Esq. The federal government has trumpeted its Home Affordable Modification Program or “HAMP” solution as THE solution to runaway foreclosures – few things could be further from the truth. Under HAMP a homeowner will be offered a … Continue reading

Posted in 2923.5, 2923.6, 2924, bankruptcy, Cramdown, eviction, Foreclosure, I Have a Plan, lis pendence, Mortgage modification, Predatory Lending, Real Estate Settlement Procedures Act, Recoupment, stop foreclosure, tila, truth in lending | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

A ‘Little Judge’ Who Rejects Foreclosures, Brooklyn Style

By Michael Powell – NY Times – 8/30/09 The judge waves you into his chambers in the State Supreme Court building in Brooklyn, past the caveat taped to his wall — “Be sure brain in gear before engaging mouth” — … Continue reading

Posted in 2924, bankruptcy, Cramdown, eviction, Foreclosure, I Have a Plan | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment