Tag Archives: lis pendence

How does a Lis Pendens affect California Real Property?

I see questions all the time about Lis Pendens in online Real Estate discussion forums all the time.  Before diving into the information below please understand the following.  This information pertains to California Real Estate Law. This information was obtained … Continue reading

Posted in Uncategorized | Tagged , , , | 2 Comments

Don’t Declare Bankruptcy Before You Need To

Today, many people are deciding to declare bankruptcy. With so many people being laid off, a lot of people are deciding to file for bankruptcy but you need to realize that it is not for everyone. There are other ways … Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , | 2 Comments

Plan of engagement: what to do "let them foreclose" or "Do something about it" what to do

UPDATE: This is THE OUTLINE of a plan that is current in its evolution but by no means complete or the last word. It replaces the entry I made in February of this year. The assumption here is that even … Continue reading

Posted in 2924, Foreclosure, Predatory Lending | Tagged , , , , , | Leave a comment

A Homeowners’ Rebellion: Could 62 Million Homes be Foreclosure-Proof?

62 MILLION HOMES ARE LEGALLY FORECLOSURE -PROOF Posted 7 hours ago by Neil Garfield on Livinglies’s Weblog EDITOR’S NOTE: YES IT MEANS WHAT IT SAYS — WHICH IS WHAT I HAVE BEEN SAYING FOR THREE YEARS. BUT JUST BECAUSE SOME … Continue reading

Posted in 2923.5, 2923.6, 2924, Foreclosure, mortgage meltdown, Mortgage modification, Predatory Lending, stop foreclosure | Tagged , , , , , , , , , , , | 1 Comment

Securitized Mortgage: A Basic Roadmap

The Parties and Their Roles The first issue in reviewing a structured residential mortgage transaction is to differentiate between a private-label deal and an “Agency” (or “GSE”) deal. An Agency (or GSE) deal is one involving Fannie Mae, Freddie Mac, … Continue reading

Posted in blogroll, Foreclosure, Loan Audit, Predatory Lending, stop foreclosure | Tagged , , , , , , , , , , | 8 Comments

JP Morgan 18,000 affidavids per month

Posted 3 days ago by Neil Garfield on Livinglies’s Weblog The bottom line is that none of these signors of affidavits have ANY personal knowledge regarding any document, event, or transaction relating to any of the loans they are “processing.” … Continue reading

Posted in Foreclosure, stop foreclosure | Tagged , , , | Leave a comment

non-judicial sale is NOT an available election for a securitized loan

Posted 6 days ago by Neil Garfield on Livinglies’s Weblog NON-JUDICIAL STATES: THE DIFFERENCE BETWEEN FORECLOSURE AND SALE: FORECLOSURE is a judicial process herein the “lender” files a lawsuit seeking to (a) enforce the note and get a judgment in … Continue reading

Posted in Foreclosure, I Have a Plan, Lender Class action, Predatory Lending, stop foreclosure | Tagged , , , , , , | 1 Comment