Tag Archives: rescission

TILA law: Truth in Lending $2,000.00 for violation, statutory damages; I paid more for the Audit ?? !!

TRUTH-IN-LENDING DISCLOSURE REQUIREMENTS, VIOLATIONS, AND REMEDIES PURPOSE OF THE TRUTH-IN-LENDING ACT (TILA) TILA seeks to assure meaningful disclosure of credit terms and conditions that the consumer will be informed with accurate costs and benefits of their credit transaction, allowing them … Continue reading

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Nearly 50 percent leave Obama mortgage-aid program

Nearly 50 percent leave Obama mortgage-aid program Obama mortgage-aid effort is struggling to stem the rising number of foreclosures in US ap FILE – In this file photo taken July 21, 2010, a “bank owned” sign is seen on a … Continue reading

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The lawyer is not competend to testify

If the lawyer is not a competent witness with personal knowledge, then he should shut up and sit down. So you sent a QWR and you know the loan is securitized. The orignating lender says talk to the servicer and … Continue reading

Posted in eviction, I Have a Plan, lis pendence, pedatory lending, Predatory Lending, Real Estate Settlement Procedures Act, respa, tila | Tagged , , , , , | 2 Comments

Another Bad case for MERS Mortgage Electronic Ripoff System !

Kansas Landmark Decision Annotated 1 Posted 2 days ago by livinglies on Livinglies’s Weblog 1st Annotation of Landmark v. Kesler: IN THE SUPREME COURT OF THE STATE OF KANSAS No. 98,489 LANDMARK NATIONAL BANK, Plaintiff/Appellee, v. BOYD A. KESLER
Appellee/Cross-appellant
MILLENNIA MORTGAGE … Continue reading

Posted in I Have a Plan | Tagged , , , , , , , , , , , , | 4 Comments

SB 94 and its interferance with the practice

CA SB 94 on Lawyers & Loan Modifications Passes Assembly… 62-10 The California Assembly has passed Senate Bill 94, a bill that seeks to protect homeowners from loan modification scammers, but could end up having the unintended consequence of eliminating … Continue reading

Posted in 2923.5, 2923.6, 2924, bankruptcy, Cramdown, eviction, FCRA, Foreclosure, I Have a Plan, Lender Class action, lis pendence, Loan Audit, mortgage meltdown, Mortgage modification, pedatory lending, Predatory Lending, Real Estate Settlement Procedures Act, respa, stop foreclosure, tila, truth in lending, United First, usury | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 4 Comments

Don't get HAMP ED out of your home!

By Walter Hackett, Esq. The federal government has trumpeted its Home Affordable Modification Program or “HAMP” solution as THE solution to runaway foreclosures – few things could be further from the truth. Under HAMP a homeowner will be offered a … Continue reading

Posted in 2923.5, 2923.6, 2924, bankruptcy, Cramdown, eviction, Foreclosure, I Have a Plan, lis pendence, Mortgage modification, Predatory Lending, Real Estate Settlement Procedures Act, Recoupment, stop foreclosure, tila, truth in lending | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

A ‘Little Judge’ Who Rejects Foreclosures, Brooklyn Style

By Michael Powell – NY Times – 8/30/09 The judge waves you into his chambers in the State Supreme Court building in Brooklyn, past the caveat taped to his wall — “Be sure brain in gear before engaging mouth” — … Continue reading

Posted in 2924, bankruptcy, Cramdown, eviction, Foreclosure, I Have a Plan | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment