Tag Archives: tila

TILA law: Truth in Lending $2,000.00 for violation, statutory damages; I paid more for the Audit ?? !!

TRUTH-IN-LENDING DISCLOSURE REQUIREMENTS, VIOLATIONS, AND REMEDIES PURPOSE OF THE TRUTH-IN-LENDING ACT (TILA) TILA seeks to assure meaningful disclosure of credit terms and conditions that the consumer will be informed with accurate costs and benefits of their credit transaction, allowing them … Continue reading

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SB 94 and its interferance with the practice

CA SB 94 on Lawyers & Loan Modifications Passes Assembly… 62-10 The California Assembly has passed Senate Bill 94, a bill that seeks to protect homeowners from loan modification scammers, but could end up having the unintended consequence of eliminating … Continue reading

Posted in 2923.5, 2923.6, 2924, bankruptcy, Cramdown, eviction, FCRA, Foreclosure, I Have a Plan, Lender Class action, lis pendence, Loan Audit, mortgage meltdown, Mortgage modification, pedatory lending, Predatory Lending, Real Estate Settlement Procedures Act, respa, stop foreclosure, tila, truth in lending, United First, usury | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 4 Comments

Borrowers' Defenses to Forclosure

A great source of information you can use, and since the Guy is in Washington I can give him all the credit defensestoforeclosure

Posted in bankruptcy, Cramdown, eviction, Foreclosure, I Have a Plan, Loan Audit, Mortgage modification, Predatory Lending, Real Estate Settlement Procedures Act, respa, stop foreclosure, tila, truth in lending | Tagged , , , , , , , , , , | 1 Comment

United First Class Action

On Saturday March 7,2009 a meeting was held for 200 plus victims of the United First equity save your house scam. At that meeting it was determined that a class action should be filed to recover the funds lost by … Continue reading

Posted in 2923.6, bankruptcy, Cramdown, eviction, Foreclosure, I Have a Plan, Loan Audit, Mortgage modification, Predatory Lending, Real Estate Settlement Procedures Act, respa, stop foreclosure, tila, truth in lending, United First | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 9 Comments

My plan for Loan Modifications i.e. Attorney loan mod

Recent Loan Modification studies have shown that a large percentage of traditional loan modifications put the borrowers more upside down than when they started. Unfortunately many loan mods are leaving people with higher monthly payments. In many loan modifcation the … Continue reading

Posted in bankruptcy, Cramdown, Foreclosure, Loan Audit, Mortgage modification, Predatory Lending, Real Estate Settlement Procedures Act, respa, stop foreclosure, tila, truth in lending | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

HOEPA audit checklist

tilaworksheet-2

Posted in Cramdown, Foreclosure, Loan Audit, Mortgage modification, Predatory Lending, Real Estate Settlement Procedures Act, respa, stop foreclosure, tila | Tagged , , , , , , , , , , , , | Leave a comment

You should never be evicted

why-you-should-never-be-evicted

Posted in eviction, Foreclosure, Mortgage modification, Predatory Lending, Real Estate Settlement Procedures Act, respa, stop foreclosure, tila, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment