Tag Archives: 2923.6

Don’t Declare Bankruptcy Before You Need To

Today, many people are deciding to declare bankruptcy. With so many people being laid off, a lot of people are deciding to file for bankruptcy but you need to realize that it is not for everyone. There are other ways … Continue reading

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90% Forclosures Wrongful

A wrongful foreclosure action typically occurs when the lender starts a non judicial foreclosure action when it simply has no legal cause. This is even more evident now since California passed the Foreclosure prevention act of 2008 SB 1194 codified … Continue reading

Posted in 2923.5, 2923.6, 2924, Foreclosure, Lender Class action | Tagged , , , , , , , , , | 2 Comments

How to Use MERS on Deed of Trust or Mortgage

It is time to use the presence of MERS on the originating loan paperwork as an OFFENSIVE TACTIC. Most states have some version of the statute below. It is simply common sense. A creditor is not a creditor unless they … Continue reading

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No lawyer, no law

Pro bono publico Redeeming the touch of justice that brought each of us to the Bar By Howard B. Miller President, State Bar of California Miller Unfortunately the colloquial meaning of pro bono has become legal services for free, at … Continue reading

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How to Stop Foreclosure

This is general information and assumes that you have access to the rest of the material on the blog. Foreclosures come in various flavors. First of all you have non-judicial and judicial foreclosure states. Non-judicial basically means that instead of … Continue reading

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Foreclosure Victory For Nor Cal Area Homeowner!

A Sacramento area court ruling against the plaintiff came in an unlawful detainer hearing last Friday. Lenders and servicers are taking notice of the “sale” by trustee that was set aside in favor of a loan modification. Submitted by Steve … Continue reading

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SB 94 and its interferance with the practice

CA SB 94 on Lawyers & Loan Modifications Passes Assembly… 62-10 The California Assembly has passed Senate Bill 94, a bill that seeks to protect homeowners from loan modification scammers, but could end up having the unintended consequence of eliminating … Continue reading

Posted in 2923.5, 2923.6, 2924, bankruptcy, Cramdown, eviction, FCRA, Foreclosure, I Have a Plan, Lender Class action, lis pendence, Loan Audit, mortgage meltdown, Mortgage modification, pedatory lending, Predatory Lending, Real Estate Settlement Procedures Act, respa, stop foreclosure, tila, truth in lending, United First, usury | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 4 Comments