Tag Archives: Audit

No Default The Servicer is making the payments !!!

In the sercuritization game there are many co-obligors and you may not be in default after all. In the pooling agreement the servicer must agree to advance payment in the event of a missed payment by debtor. Who is the … Continue reading

Posted in Loan Audit, mortgage meltdown, Real Estate Settlement Procedures Act | Tagged , , , , | 2 Comments

Ortiz v. Accredited Home Lenders

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF CALIFORNIA Docket Number available at http://www.versuslaw.com Citation Number available at http://www.versuslaw.com July 13, 2009 ERNESTO ORTIZ; ARACELI ORTIZ, PLAINTIFFS, v. ACCREDITED HOME LENDERS, INC.; LINCE HOME LOANS; CHASE HOME FINANCE, LLC; U.S. BANK … Continue reading

Posted in 2923.5, 2923.6, 2924, Foreclosure, I Have a Plan, Lender Class action, lis pendence, Loan Audit, Predatory Lending, stop foreclosure | Tagged , , , , , , , | Leave a comment

Don't get HAMP ED out of your home!

By Walter Hackett, Esq. The federal government has trumpeted its Home Affordable Modification Program or “HAMP” solution as THE solution to runaway foreclosures – few things could be further from the truth. Under HAMP a homeowner will be offered a … Continue reading

Posted in 2923.5, 2923.6, 2924, bankruptcy, Cramdown, eviction, Foreclosure, I Have a Plan, lis pendence, Mortgage modification, Predatory Lending, Real Estate Settlement Procedures Act, Recoupment, stop foreclosure, tila, truth in lending | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

A ‘Little Judge’ Who Rejects Foreclosures, Brooklyn Style

By Michael Powell – NY Times – 8/30/09 The judge waves you into his chambers in the State Supreme Court building in Brooklyn, past the caveat taped to his wall — “Be sure brain in gear before engaging mouth” — … Continue reading

Posted in 2924, bankruptcy, Cramdown, eviction, Foreclosure, I Have a Plan | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

The doan deal 3

California Civil Code 2923.6: California Courts’ Negative Rulings to Homeowners. By Michael Doan on Apr 26, 2009 in Foreclosure Defense, Foreclosure News, Mortgage Servicer Abuses In September, 2008, I wrote about the new effects of California Civil Code 2923.6 and … Continue reading

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Countrywide complaint

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Posted in 2923.5, 2923.6, 2924, FCRA, I Have a Plan, pedatory lending, respa, stop foreclosure | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

Homecomings TILA complaint GMAC

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Posted in 2923.5, 2923.6, 2924, bankruptcy, eviction, FCRA, Foreclosure, I Have a Plan, Lender Class action, lis pendence, Mortgage modification, Predatory Lending, Real Estate Settlement Procedures Act, stop foreclosure, usury | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment